She Blew $90K Her Grandparents Gave Her for College – And Then Blamed Her Parents

From:,  by Kristina Ribali,  on Jul 21, 2015,  see the article HERE.

Spoiled young lady

Have you ever given your child (or grandchild) something you thought would be a blessing but your gift ended up being a hindrance instead? Veruca Salt (who is an extreme example) comes to mind. She’s the spoiled rotten girl from Willy Wonka and the Chocolate Factory who repeatedly screamed, “I want it all, and I want it now!” And she’s all I could picture as I listened to a 22-year-old college student who was gifted $90,000 for college by her grandparents and is now broke.

“Kim” called in last week to “The Bert Show” to seek advice from the hosts at the Atlanta-based radio talk show.  Now a junior in college, Kim confessed she doesn’t have any money left to pay the upcoming bills for her senior year.

Years ago my grandparents set up a college fund for me, which was amazing, and I haven’t been very good with my budget for school. The first payment for my senior year just arrived and I don’t have the money basically. I’ve just been avoiding it. I knew the bill was coming.

First, as a parent, I wondered if Kim had ever been taught the value of a dollar and just how hard $90K is to earn.  Was she taught budgeting and personal responsibility?  As I listened to the interview in full, I got my answers.

Maybe [my parents] should have taught me to budget or something. They never sat me down and had a real serious talk about it.

While I agree in part with Kim here — her parents should have taught her how to budget — she’s an adult now. The money was likely in some sort of trust given to her at 18, the age you’re deemed an adult. It’s her responsibility now to make wise choices with the funds she was given.  She knew how much she had and how much her school was going to cost, and she admits she knew the bill was coming.  But Kim continues to blame her parents for not stopping her from making bad choices and also insinuates that her parents should take money out of their retirement accounts to bail poor Kim out:

[My parents] said there was nothing they could do for me. They’re not being honest with me saying they don’t have [money] because my dad has worked for like a million years and they have a retirement account.

Entitled much, Kim? That quote infuriated me and I actually had to listen to it again to make sure I heard her correctly, and unfortunately, I did.  As a mom, I would be incredibly disappointed to find out my kids thought they were owed what someone else earns. Heartbroken actually.

It doesn’t matter if her parents have money or not.  It’s not hers; it’s theirs and they earned it for THEIR retirement, not for her trips to Europe or “college break expenses.”

Yes, making matters worse, Kim wants her parents to give her their retirement money, even though she admitted to not exactly spending her college funds on college, but on a trip to Europe, college break expenses, and on clothes.  She tried to justify her spending on the Europe trip as part of her education.

I used it to budget for school clothes and college break money. I probably should have not done that. I took a trip to Europe. The Europe thing I thought was part of my education and that’s how I tried to justify that.

So Kim is out of money and has bills coming due, and having spent her funds on items other than school, she’s “stressed” now and isn’t quite sure what to do. The show’s co-host tries to be helpful and suggests maybe Kim could work to pay her upcoming school bill, you know, like millions of other Americans do.

“You could get a job for the school …maybe the cafeteria’s hiring,” he said.

What was Kim’s response?  ”That’s embarrassing.”

Those words from Kim denouncing work as embarrassing epitomize our entitlement society.  Kim sees working a job in a cafeteria as embarrassing and obviously beneath her. She couldn’t be more wrong.  Working to pay your bills it not embarrassing–it’s responsible. And that responsibility thing is what she’s lacking.  You know what should be embarrassing? Begging other people to pay your bills and then acting like a brat when they tell you no.  Where’s the humility?  Where’s the gratitude for the extremely generous gift given to her? It’s completely absent.

Kim went on to share that her parents won’t co-sign for a loan, either, unless she gets a part-time job.

I know they’re trying to teach me a lesson and blah, blah, blah and character building but, like, I hope they realize [working part-time] could have such a negative effect on my grades and as a person.

Again, Kim is wrong.  Working doesn’t have a negative effect on you as a person–just the opposite, actually. Work brings dignity and self-respect; it builds character, and Kim’s character certainly needs building. Her work ethic needs building. Her ego, on the other hand, does not need building.

I sincerely hope Kim’s parents do not bail her out in any way. Kim doesn’t need a loan or another handout. Kim needs to budget, save, and get a job to pay her upcoming bills. Rescuing your children from their own poor choices only sets them up to make more of them–and the older they get, the larger the consequences.

When you’re a mom, it’s hard to watch your kids struggle, but oftentimes those struggle forge the inner strength needed to make it through the challenges life is sure to send their way. I don’t know about you, but I don’t wan’t to be a helicopter parents who sets my kids up for failure.  I love them too much.


This is just one more example of today’s screwed-up society. This immature girl had $90,000 dropped in her lap by grandparents who were trying to assure that she’d get a good education. She, in wisdom typical of many of our college age population, apparently believed that money does grow on trees, or bushes, or perhaps a bunny leaves a bundle under a pillow at night.

She went to Europe! She bought clothes; I’ll bet she was a fashion standout at school. She has proven that she about as sharp as a bowling ball.

I have NO sympathy for this young lady. There are no doubt hundreds of thousands (perhaps millions) of worthy young people who could have benefited from that $90,000 and not only used it economically, but emerged from the experience with a meaningful diploma. A productive, informed, and educated individual – a benefit to the country. Instead, we have this young lady blaming her parents for not educating her on budgeting. 

I’d be willing to bet that this young woman is a liberal, 100% pro choice, in favor of sanctuary cities, for open borders, against guns, and pro Obama – no doubt, an Obama voter – she fits right in.


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17 Responses to She Blew $90K Her Grandparents Gave Her for College – And Then Blamed Her Parents

  1. Buck says:

    That attitude is more common than you’d think. Not too long ago there was a video of a welfare mom with 8 or 10 kids saying someone had to step up and take care of her and her kids…

  2. Kathy says:

    Kim is a democrat – budgets are foreign to them. She will drop out of college, find some guy to marry who will take care of her and continue to live off the labors of others. Maybe she’ll learn to budget, maybe not – that will depend on the husband.

    This is an area where her parents failed her. They didn’t teach her about money and they don’t teach economics in school anymore so she had no way to learn except through experience.

    Parents and grandparents give their kids and grandkids everything without making them earn it. They think they’re doing them a favor when they’re really hurting them in the long run.

    • Garnet92 says:

      I must confess to being somewhat guilty of that as a grandparent. But, my daughter and her husband are keeping their two kids (now teens) on a short leash. My 16 year-old GD just began her first job. Both kids make straight A’s and both are active in other activities – they’ve only been mildly spoiled so far. I often tell my daughter and her hubby how well they’re doing with the kids, I hope that they can keep it up – the kids will thank them for it later.

      • Kathy says:

        Somewhat guilty here too Garnet, but all the grandkids are learning how to earn allowances and how to make spending decisions.

  3. Uriel says:

    When my son was 16 we had a tremendous row. I refused to get him a car and flatly turned down one from his dad. Yet he during the last 2 years did nothing to help himself. I finally after he got his diploma made him move out (he slept and ran the roads till he got out). It wasn’t because I didn’t love him but because it was the only way to get his attention. Lessons in thrift and management weren’t enough. He floundered at first then found his own feet. We both helped him later. I am proud of him now for the man he has become. It’s called tough love. We as parents and grandparents are Enabling bad behavior. Our kids see money as a right not a privilege. And equate money as the love of parents rather than caring and being involved in their lives as a guiding figure. It’s really a shame. I watch these vids of kids protesting and see $100’s of dollars on their body yet they are protesting and don’t even know why.

    • Garnet92 says:

      Well done Uriel – tough love is just that, it’s tough to enforce, but it’s done out of love and I know that your son probably realizes that you did what you did out of love for him and now appreciates it.

      • Uriel says:

        Thanks Garnet. Yes he did. And now when I need him he has stepped up to help. Thank goodness not only loving but hard worker.

  4. 219rad says:

    Maybe the grandparents should have invested about 10% of that money. It would cost that much to hire a money manager and give the manager the parameters on which the money could be spent such as education and a time frame to get that education before having the rest turned over to the little darling. Go to school, graduate and the rest can be used to go to Europe (for an extended education).

    Don’t meet the parameters? Whatever is left can go to grandparents’ favorite charity.

    • Garnet92 says:

      Makes sense 219. Probably, in hindsight, the grandparents realize that they should have done things differently, but what’s done is done. Now, this young lady needs to get her act together and act like an adult – get a job.

  5. Grouchy says:

    God help the man she marries. Yes, the parent had a portion of blame, in the lack of education in budgeting. THAT SAID, her own profligate ways have put her on the road to being a gold digger broad, And the man she marries is going to pay a God-awful price.

  6. vonmesser says:

    This moron needs to be bitch-slapped.

  7. I.R. Wayright says:

    I think she’ll probably end up a congresswoman.

    • Garnet92 says:

      LOL! Amen I.R, she certainly seems to be qualified! Imagine how much more she could fritter away with some peers mentoring her!

  8. Hardnox says:

    Your commentary is sadly and more than likely 100% true. Next, she’ll blame her situation on republicans for making college so expensive despite all these institution being run by lefties who pay other lefties tens and hundreds of thousands of dollars to speak… besides college should be free. Ask any lefty.